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Early Retirement Retiring early is merely a dream for many Americans. Is an early retirement even possible for you? It probably is, if you have applied a retirement planning strategy. How do you retire with even more money than you've likely imagined? Click here to learn how...


Retire early with retirement planning services of JF Ranhofer aka The Retirement Sage

The Save or Invest Dilemma Investing for retirement vs. Saving for retirement...People wonder what the difference is or even if there is a difference. Well let me tell you, there is a HUGE difference! Click here to learn the difference


 Saving for Retirement Investing - The Retirement Sage

Tax Planning Debt Management
Early retirement planning does not have to be complicated. There are three elements of financial planning regarding planning for retirement or just being smart about your money. I refer to them as the three "legs" of your "financial stool". Those "legs" are Click here to read more...


 Planning for Retirement - The Retirement Sage

the arithmetic of loss
Here's what I know for sure... The financial markets will go up, and the financial markets will go down. Certainly not a brilliant financial analysis, is it?

What makes the financial markets go up and go down? That’s the BIG QUESTION, isn’t it? Because if we knew that we’d have an excellent chance of doing very well investing, wouldn’t we?

Surprisingly, the answer is actually quite simple....more

 Retirement Planning Services - The Retirement Sage


“If it wasn’t for your advice, I would have lost most everything.”
Bill Ferguson - Sylmar, CA
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Q: When should I start saving for retirement? Is it possible with a late start to “catch up”?

A: It’s wise, if possible, to start saving for retirement as early as possible. However, if you need to “catch up”, you can do so by contributing to a retirement plan that doesn’t limit your investment contributions. Even if you’re over age 50 the extra contributions allowed by the government in most qualified plans (401K, IRA, SEP-IRA, Profit Sharing, Simple IRA, etc.) may not be enough to provide the retirement income level you desire.

You will want to take advantage of educational tools that are available: teleseminars, webinars, booklets on retirement strategies, online research, live seminars, etc.

Just make sure that the people or companies sponsoring such events are qualified to do so.
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Granite Pacific Financial and Insurance Services, Inc.
11400 W. Olympic Blvd. - Suite 200 - Los Angeles, CA 90064
Call Toll-Free: 800-851-6730